Jivan Jyoti MultiPurpose Fixed Deposit Schemes

Jivan Jyoti MultiPurpose Fixed Deposit Scheme is similar to a bank fixed deposit, Post Office Fixed Deposit/ Time Deposit (POFD) Scheme, Where you can deposit money for a fixed time period and earn a guaranteed return on that. This is a good investment option for those who want to deposit a lump sum for a fixed tenure. You will get the deposited amount along with the interest earned on it at the time of maturity.

Fixed Deposit scheme, offered by Jivan Jyoti MultiPurpose NIdhi, is a good Fixed Deposit (FD) plan that offers one of the best FD rates in the industry. Jivan Jyoti MultiPurpose NIdhi fixed deposit rates range from 8.75% to 10.25% p.a. We offers a number of Jivan Jyoti MultiPurpose Fixed Deposit schemes that come with various facilities.


DVNL Fixed Deposits

Investment (One Time) Rs. Interest Rates 10.00 10.00 10.00 10.50 11.00 11.50 12.00
Lock-In Period 6 Months 9 Months 1 Year 2 Years 3 Years 4 Years 5 Years
1000.00 Maturity 1035.00 1060.00 1095.00 1221.00 1377.00 1546.00 1743.00
2000.00 Maturity 2070.00 2120.00 2190.00 2442.00 2754.00 3091.00 3486.00
3000.00 Maturity 3105.00 3180.00 3285.00 3663.00 4131.00 4637.00 5228.00
4000.00 Maturity 4140.00 4240.00 4380.00 4884.00 5508.00 6182.00 6971.00
5000.00 Maturity 5175.00 5300.00 5475.00 6105.00 6884.00 7728.00 8714.00
10000.00 Maturity 10350.00 10600.00 10950.00 12210.00 13769.00 15456.00 17428.00
50000.00 Maturity 51750.00 53000.00 54750.00 61050.00 68840.00 77280.00 87140.00
100000.00 Maturity 103500.00 106000.00 109500.00 122100.00 137690.00 154560.00 174280.00

Terms & Conditions:

  1. Any individual can Deposit in scheme.
  2. Can be opened by Cash or Jivan Jyoti MultiPurpose Internal Cheque Facility.
  3. Nomination facility is available at the time of opening and also after opening of account
  4. Multiple Accounts can be opened.
  5. Minor after attaining majority has to apply for conversion of the account in his name
  6. No premature allow within 90 days of deposit FD, and no interest will be pay if withdraw within 6 months.
  7. If Brocken before Lock-in period and after 6 months then 3% p.a. Discount Rate will be applied on Annual Interest Rate, no deduction from principal amount.
  8. Loan available on FD.

Fixed Deposit (RD) Account, FD Calculator, Fixed Deposit Calculator, FD Interest Calculator

To know how much you will earn on a Jivan Jyoti MultiPurpose NIdhi Fixed Deposit, use an online calculator. Calculate the exact maturity value of an FD by entering details such as amount invested, rate of interest, tenure of investment and type of interest compounding frequency


Choose your Fixed Deposit Scheme as per your requirements and avail the option of applying for savings account in our Nidhi in Nagar BharatpurCity (Rajasthan).

Apply Now!